Wednesday, June 7, 2023 / by Denese Berardesco
Downsizing can be a transformative and liberating experience for homeowners seeking a simpler and more manageable lifestyle. When embarking on this journey, having the right realtor by your side can make all the difference. Denese Berardesco, a top realtor in McKinney, Texas, understands the unique challenges and opportunities that come with downsizing. In this blog post, we'll explore how Denese's expertise, personalized approach, and unwavering support can guide homeowners through the downsizing process, making it a seamless and rewarding transition.
Understanding Your Needs and Goals: Downsizing involves more than just finding a smaller property; it's about finding a home that aligns with your new lifestyle and meets your changing needs. Denese Berardesco takes the time to understand your unique circumstances, listening attentively to your goals and preferences. Whether you're looking for a low-maintenance townhouse, a cozy condo, or a smaller single-family home, Denese leverag. ...
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Monday, June 5, 2023 / by Denese Berardesco
Understanding the local residential real estate market is a crucial step towards making a successful property investment or sale. In McKinney, Texas, several key factors influence this dynamic market, including local economic conditions, neighborhood development, housing demand, and the professional expertise of local realtors. As one of the best real estate agents in McKinney, Texas, I, Denese Berardesco, aim to provide you with an objective and thorough analysis of these factors.
Economic Conditions and Housing Demand
McKinney's strong and diverse local economy plays a significant role in driving housing demand. Over the years, the city has attracted several businesses and industries, creating numerous job opportunities and attracting a steady influx of newcomers. This growing population fuels housing demand, impacting both home prices and rental rates.
However, this robust demand can also pose challenges. On the one hand, it can boost property values, benefiting s. ...
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Friday, May 26, 2023 / by Kenneth Brands
North Texas is a vibrant region known for its robust economy, diverse culture, and thriving real estate market. If you're considering buying a home in North Texas, you're in for a treat. The area boasts a variety of neighborhoods, each with its unique charm and amenities. Here, we've compiled a list of the top 10 cities in North Texas that you should consider for your next home.
1. Frisco
Frisco is a rapidly growing city known for its excellent school system and sports facilities. With the Dallas Cowboys' headquarters and the Frisco RoughRiders, sports enthusiasts will feel right at home. The city also boasts a low crime rate and a high median income, making it a great place for families.
2. Plano
Named the best place to live in the Western United States by CNN Money magazine, Plano offers a high quality of life. It's home to several corporate headquarters, providing ample job opportunities. The city also has a vibrant downtown area filled with restaurants, shops, and parks.
3. ! ...
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Thursday, May 25, 2023 / by Kenneth Brands
Feeling the pinch of inflation? You're not alone. From groceries to gas, prices are on the rise, and if you're a renter, you're likely feeling the sting as your monthly payments continue to climb. Amid escalating costs and potential recession fears, you might be questioning whether buying a home in the current economic climate is a wise move. The answer, quite simply, is yes. Here's why. Owning a home can act as a buffer against the escalating costs brought on by inflation. As Freddie Mac points out, "Buying a home today not only starts you on the path to building equity, but securing a fixed-rate mortgage can also lock in your monthly housing costs long-term, even as other living expenses continue to increase – a trend we've been seeing over the past few years."
Unlike rental costs, which typically increase over time, a fixed-rate mortgage payment remains constant throughout the mortgage term (usually 15 to 30 years). In an environment where prices are generally rising, maintm ...
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Thursday, May 11, 2023 / by Kenneth Brands
There’s been some concern lately that the housing market is headed for a crash. And given some of the affordability challenges in the housing market, along with a lot of recession talk in the media, it’s easy enough to understand why that worry has come up.
But the data clearly shows today’s market is very different than it was before the housing crash in 2008. Rest assured, this isn’t a repeat of what happened back then. Here’s why.
It’s Harder To Get a Loan Now
It was much easier to get a home loan during the lead-up to the 2008 housing crisis than it is today. Back then, banks had different lending standards, making it easy for just about anyone to qualify for a home loan or refinance an existing one. As a result, lending institutions took on much greater risk in both the person and the mortgage products offered. That led to mass defaults, foreclosures, and falling prices.
Things are different today as purchasers face increasingly higher . ...
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